:root{
  --ink:#111315;
  --muted:#5f6872;
  --line:#dfe5ea;
  --soft:#f5f7f9;
  --soft-blue:#eef4f8;
  --accent:#4f6b82;
  --accent-dark:#334b5e;
  --white:#fff;
  --shadow:0 16px 40px rgba(17,19,21,.09);
  --radius:18px;
  --max:1180px;
}
*{box-sizing:border-box}
html{scroll-behavior:smooth}
body{margin:0;font-family:Inter,ui-sans-serif,system-ui,-apple-system,BlinkMacSystemFont,"Segoe UI",sans-serif;color:var(--ink);background:#fff;line-height:1.5}
a{color:inherit;text-decoration:none}
img{display:block;max-width:100%}
button,input,select,textarea{font:inherit}
button{cursor:pointer}
.container{width:min(var(--max),calc(100% - 40px));margin:0 auto}
.site-header{position:sticky;top:0;z-index:50;background:rgba(255,255,255,.96);backdrop-filter:blur(12px);border-bottom:1px solid rgba(223,229,234,.9)}
.nav{height:74px;display:flex;align-items:center;justify-content:space-between;gap:24px}
.brand img{width:205px;height:auto}
.nav-links{display:flex;align-items:center;gap:28px;font-size:14px}
.nav-links a{padding:26px 0 23px;border-bottom:2px solid transparent}
.nav-links a:hover,.nav-links a.active{border-color:var(--ink)}
.nav-cta{display:flex;align-items:center;gap:10px}
.menu-toggle{display:none;border:0;background:transparent;font-size:24px;padding:8px}
.btn{display:inline-flex;align-items:center;justify-content:center;gap:10px;border-radius:10px;padding:13px 20px;border:1px solid var(--ink);font-weight:700;font-size:14px;transition:.2s ease}
.btn:hover{transform:translateY(-1px)}
.btn-dark{background:var(--ink);color:#fff}
.btn-outline{background:#fff;color:var(--ink)}
.btn-accent{background:var(--accent);border-color:var(--accent);color:#fff}
.btn-light{background:var(--soft-blue);border-color:var(--soft-blue);color:var(--ink)}
.btn-arrow::after{content:"→";font-size:18px;line-height:1}
.eyebrow{font-size:12px;letter-spacing:.16em;text-transform:uppercase;font-weight:800;color:var(--accent-dark);margin:0 0 14px}
h1,h2,h3,p{margin-top:0}
h1{font-size:clamp(42px,5vw,68px);line-height:.98;letter-spacing:-.045em;margin-bottom:24px;max-width:760px}
h2{font-size:clamp(30px,3.5vw,44px);line-height:1.05;letter-spacing:-.035em;margin-bottom:14px}
h3{font-size:20px;line-height:1.2;letter-spacing:-.02em;margin-bottom:8px}
.lead{font-size:19px;color:#39424c;max-width:680px}
.muted{color:var(--muted)}
.hero{background:linear-gradient(90deg,#f5f8fb 0%,#edf4f8 58%,#fff 100%)}
.hero-grid{display:grid;grid-template-columns:1.1fr .9fr;min-height:570px;align-items:stretch}
.hero-copy{padding:76px 58px 72px 0;display:flex;flex-direction:column;justify-content:center}
.hero-actions{display:flex;flex-wrap:wrap;gap:12px;margin-top:10px}
.hero-note{display:flex;gap:10px;align-items:center;margin-top:22px;color:var(--muted);font-size:13px}
.hero-media{min-height:570px;position:relative;overflow:hidden}
.hero-media img{width:100%;height:100%;object-fit:cover}
.hero-media::after{content:"";position:absolute;inset:0;background:linear-gradient(90deg,rgba(238,244,248,.25),transparent 35%)}
.floating-card{position:absolute;left:24px;bottom:24px;z-index:2;background:rgba(255,255,255,.94);border:1px solid rgba(255,255,255,.8);box-shadow:var(--shadow);border-radius:14px;padding:18px;width:min(330px,calc(100% - 48px))}
.floating-card strong{display:block;font-size:18px;margin-bottom:5px}
.section{padding:76px 0}
.section-tight{padding:54px 0}
.section-soft{background:var(--soft)}
.section-blue{background:var(--soft-blue)}
.section-heading{text-align:center;max-width:760px;margin:0 auto 38px}
.grid-3{display:grid;grid-template-columns:repeat(3,1fr);gap:18px}
.grid-4{display:grid;grid-template-columns:repeat(4,1fr);gap:16px}
.card{background:#fff;border:1px solid var(--line);border-radius:var(--radius);padding:26px}
.card-soft{background:linear-gradient(145deg,#fff,#f7fafc)}
.icon{width:48px;height:48px;border-radius:50%;display:flex;align-items:center;justify-content:center;background:var(--soft-blue);color:var(--accent-dark);margin-bottom:18px}
.icon svg{width:24px;height:24px;stroke:currentColor;fill:none;stroke-width:1.8;stroke-linecap:round;stroke-linejoin:round}
.step-card{position:relative;padding-top:58px}
.step-number{position:absolute;top:20px;left:24px;width:26px;height:26px;border-radius:50%;display:flex;align-items:center;justify-content:center;background:var(--ink);color:#fff;font-size:12px;font-weight:800}
.split-grid{display:grid;grid-template-columns:1fr 1fr;gap:18px}
.feature-panel{border-radius:var(--radius);overflow:hidden;border:1px solid var(--line);background:#fff;display:grid;grid-template-columns:1.05fr .95fr;min-height:290px}
.feature-copy{padding:34px}
.feature-media img{width:100%;height:100%;object-fit:cover}
.checklist{list-style:none;padding:0;margin:20px 0 24px}
.checklist li{position:relative;padding-left:28px;margin:10px 0;color:#3f4851}
.checklist li::before{content:"✓";position:absolute;left:0;top:-1px;width:18px;height:18px;border-radius:50%;display:flex;align-items:center;justify-content:center;background:var(--accent);color:#fff;font-size:12px;font-weight:800}
.sector-row{display:flex;flex-wrap:wrap;justify-content:center;gap:12px;margin-top:24px}
.sector{display:flex;align-items:center;gap:10px;border:1px solid var(--line);border-radius:999px;background:#fff;padding:10px 15px;font-size:14px}
.sector-dot{width:9px;height:9px;background:var(--accent);border-radius:50%}
.cta-bar{display:flex;align-items:center;justify-content:space-between;gap:24px;padding:30px 34px;border-radius:var(--radius);background:linear-gradient(90deg,#f0f4f7,#e4edf3);border:1px solid #d8e3ea}
.cta-bar h3{font-size:28px;margin:0 0 6px}
.page-hero{padding:72px 0;background:linear-gradient(90deg,#fff 0%,#f4f7f9 100%)}
.page-hero-grid{display:grid;grid-template-columns:1.05fr .95fr;gap:44px;align-items:center}
.page-hero img{width:100%;height:430px;object-fit:cover;border-radius:20px}
.info-grid{display:grid;grid-template-columns:1fr 1fr;gap:22px}
.info-panel{border:1px solid var(--line);border-radius:var(--radius);padding:30px;background:#fff}
.facts{display:grid;grid-template-columns:repeat(2,1fr);gap:14px;margin-top:20px}
.fact{padding:16px;border-radius:12px;background:var(--soft);border:1px solid #edf0f2}
.fact strong{display:block;margin-bottom:3px}
.process-line{display:grid;grid-template-columns:repeat(3,1fr);gap:18px;position:relative}
.process-line::before{content:"";height:1px;background:var(--line);position:absolute;left:12%;right:12%;top:38px;z-index:0}
.process-step{position:relative;z-index:1;text-align:center;padding:0 18px}
.process-badge{margin:0 auto 16px;width:76px;height:76px;border-radius:50%;display:flex;align-items:center;justify-content:center;background:#fff;border:1px solid var(--line);box-shadow:0 8px 25px rgba(17,19,21,.06);font-size:22px;font-weight:800}
.two-paths{display:grid;grid-template-columns:1fr 1fr;gap:18px;margin-top:32px}
.path{padding:30px;border-radius:var(--radius);border:1px solid var(--line)}
.path-business{background:#fbf6ef}.path-capital{background:#eef4f8}
.faq{max-width:820px;margin:0 auto}
.faq details{border-top:1px solid var(--line);padding:18px 2px}
.faq details:last-child{border-bottom:1px solid var(--line)}
.faq summary{cursor:pointer;font-weight:700;list-style:none}
.faq summary::-webkit-details-marker{display:none}
.faq p{color:var(--muted);margin:12px 0 0}
.site-footer{background:#15181b;color:#eef1f4;padding:38px 0 26px;margin-top:0}
.footer-grid{display:grid;grid-template-columns:1.2fr .8fr 1fr;gap:30px}
.footer-logo{filter:brightness(0) invert(1);width:190px;margin-bottom:15px}
.footer-links{display:grid;gap:8px;font-size:14px;color:#cfd5db}
.footer-small{border-top:1px solid rgba(255,255,255,.12);padding-top:18px;margin-top:26px;font-size:12px;color:#aeb6bf;display:flex;justify-content:space-between;gap:20px;flex-wrap:wrap}
.modal{position:fixed;inset:0;z-index:100;display:none;align-items:center;justify-content:center;padding:22px}
.modal.open{display:flex}
.modal-backdrop{position:absolute;inset:0;background:rgba(12,16,19,.68);backdrop-filter:blur(3px)}
.modal-panel{position:relative;z-index:1;width:min(920px,100%);max-height:90vh;overflow:auto;background:#fff;border-radius:18px;box-shadow:0 30px 90px rgba(0,0,0,.28);padding:32px}
.modal-header{display:flex;align-items:flex-start;justify-content:space-between;gap:18px;margin-bottom:20px}
.modal-header h2{font-size:30px;margin-bottom:8px}
.modal-close{border:0;background:transparent;font-size:28px;line-height:1;padding:4px;color:#515b65}
.form-grid{display:grid;grid-template-columns:1fr 1fr;gap:16px}
.form-group{display:grid;gap:7px}
.form-group.full{grid-column:1/-1}
label{font-size:13px;font-weight:700}
.req{color:#b02b2b}
input,select,textarea{width:100%;border:1px solid #cfd7de;border-radius:8px;padding:12px 13px;background:#fff;color:var(--ink);outline:none}
input:focus,select:focus,textarea:focus{border-color:var(--accent);box-shadow:0 0 0 3px rgba(79,107,130,.12)}
textarea{min-height:110px;resize:vertical}
.form-help{font-size:12px;color:var(--muted)}
.checkbox-row{display:flex;gap:10px;align-items:flex-start;font-size:12px;color:#4d5660;margin-top:2px}
.checkbox-row input{width:auto;margin-top:3px}
.form-actions{display:flex;justify-content:flex-end;gap:12px;margin-top:20px}
.form-message{display:none;margin-top:16px;border-radius:10px;padding:14px 16px;font-size:14px}
.form-message.show{display:block}.form-message.success{background:#eef7f1;color:#275b37;border:1px solid #cfe6d5}.form-message.error{background:#fff0f0;color:#8b2424;border:1px solid #efcece}
.disclaimer{font-size:12px;color:var(--muted);max-width:850px;margin:24px auto 0;text-align:center}
@media(max-width:900px){
  .nav-links{position:fixed;left:20px;right:20px;top:80px;background:#fff;border:1px solid var(--line);border-radius:14px;box-shadow:var(--shadow);padding:16px;display:none;flex-direction:column;align-items:stretch;gap:0}
  .nav-links.open{display:flex}.nav-links a{padding:13px 8px;border-bottom:1px solid #eef1f3}.menu-toggle{display:block}.nav-cta .btn{display:none}
  .hero-grid,.page-hero-grid,.split-grid,.info-grid,.footer-grid{grid-template-columns:1fr}
  .hero-copy{padding:58px 0 40px}.hero-media{min-height:420px}.hero-grid{min-height:auto}
  .grid-3{grid-template-columns:1fr}.grid-4{grid-template-columns:repeat(2,1fr)}
  .feature-panel{grid-template-columns:1fr}.feature-media{height:230px}.feature-media img{height:100%}
  .process-line{grid-template-columns:1fr}.process-line::before{display:none}.process-step{padding:10px 0 20px}
  .two-paths{grid-template-columns:1fr}.cta-bar{align-items:flex-start;flex-direction:column}
}
@media(max-width:620px){
  .container{width:min(100% - 28px,var(--max))}.brand img{width:170px}.nav{height:66px}
  h1{font-size:43px}.lead{font-size:17px}.section{padding:58px 0}.section-tight{padding:44px 0}
  .hero-media{min-height:360px}.page-hero{padding:52px 0}.page-hero img{height:330px}
  .grid-4,.facts,.form-grid{grid-template-columns:1fr}.form-group.full{grid-column:auto}
  .modal{padding:10px}.modal-panel{padding:22px 18px;border-radius:14px}.modal-header h2{font-size:25px}
  .hero-actions,.form-actions{flex-direction:column;align-items:stretch}.btn{width:100%}
  .footer-small{display:block}.footer-small span{display:block;margin-bottom:8px}
}